It is interesting to note that, every year, around 68% of students at RCSJGC receive some kind of financial aid, while the total amount of assistance/loans provided is $9,335,778. More information regarding the financial assistance schemes can be accessed on RCSJGC’s official financial aid page at http://www.rcgc.edu/FinancialAid/Pages/default.aspx. The total percentage of candidates applying to Rowan College of South Jersey Gloucester Campus who receive the Federal Grant is 42%. Meanwhile, 46% of the applicants receive the Student Grant and 6% are awarded the Institution Grant, while 42% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,753, the State Grant receivers and Institution Grant beneficiaries get $1,899 and $3,256, respectively. And, for the Pell Grant awardees, the average aid amount is $4,058. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Rowan College of South Jersey Gloucester Campus, the percentage of candidates who opt to avail of student loans is around 32%.