It is interesting to note that almost every student at SOU receives some kind of financial aid, while the total amount of provided assistance/loans in a year is $17,759,753. One can visit SOU's financial aid page at http://www.sou.edu/enrollment for more information. Notably, a total of 38% of the applicants to Southern Oregon University receive the Federal Grant every year. In comparison, 70% of the students are awarded the Student Grant, 56% get the Institution Grant, and 38% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $5,267, the State Grant receivers and Institution Grant beneficiaries get $2,379 and $3,102, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,370. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At Southern Oregon University, the percentage of candidates who opt to avail of student loans is around 100%.