Students can avail of scholarships provided by the university, such as Carnegie Dartlet $10,000 Scholarship, Community Service Scholarship for Multicultural Students, Dr. Allen Smith Memorial Scholarship, and Education Foundation Scholarship, if they find educational expenses to be on the higher side. Interestingly, almost all of the students at TUF receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $17,924,436 in a year. One can visit TUF's financial aid page at http://www.findlay.edu/offices/student/financialaid/Pages/default.aspx for more information. At TUF, the total percentage of applicants who receive the Federal Grant stands at 32%. Meanwhile, 100% of the applicants receive the Student Grant and 100% are awarded the Institution Grant, while 31% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,241, the State Grant receivers and Institution Grant beneficiaries get $2,954 and $18,820, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,148. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $25,701 per year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $25,855, while those falling in the $48,001-$75,000 income category get $21,747 a year. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $18,160. And, for those with a family income of more than $110,000, the amount stands at $18,593. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At The University of Findlay, the percentage of candidates who opt to avail of student loans is around 84%.