Notably, 79% of the students at University of Holy Cross get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $4,219,262. At UHC, the total percentage of applicants who receive the Federal Grant stands at 52%. On the other hand, 71% of the candidates get the Student Grant, 17% receive the Institution Grant, and 52% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $5,148, and the same stands at $5,036 for State Grant awardees and $5,562 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $4,115. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. Every year, around 64% of the applicants to University of Holy Cross opt for student loans.