Such schemes include Educational Foundation of the KYCPA Scholarships and Mary Jo Young Dual Credit Scholarship. It is interesting to note that almost every student at UP receives some kind of financial aid, while the total amount of provided assistance/loans in a year is $3,143,398. At UP, the total percentage of applicants who receive the Federal Grant stands at 68%. In comparison, 100% of the students are awarded the Student Grant, 100% get the Institution Grant, and 68% of the applicants receive the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $5,451, and the same stands at $5,727 for State Grant awardees and $8,904 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $5,199. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At UP, an estimated number of 82% of the applicants choose to go for student loans.