Notably, 97% of the students at University of Pittsburgh-Johnstown get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $11,313,378. One can visit UPJ's financial aid page at http://www.upj.pitt.edu/en/admissions/financial-aid/ for more information. At UPJ, the total percentage of applicants who receive the Federal Grant stands at 35%. Meanwhile, 87% of the applicants receive the Student Grant and 71% are awarded the Institution Grant, while 35% of the students get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,409, while the same comes to $3,387 for State Grant receivers and $5,839 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $4,161. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Candidates are also required to repay these loans within a given period. At UPJ, an estimated number of 73% of the applicants choose to go for student loans.