Students can avail of scholarships provided by the university, such as AWA Scholarship Awards, American Jewish University - Cal Grant, American Jewish University - California Dream Act, and CCNMA Scholarship, if they find educational expenses to be on the higher side. As many as 86% of the students at AJU get some sort of financial aid, and the total amount of assistance/loans provided is more than $277,250 in a year. For additional information about financial assistance schemes, one can head over to AJU’s financial aid page at http://www.college.aju.edu/affordability/. The total percentage of candidates applying to American Jewish University who receive the Federal Grant is 43%. In comparison, 86% of the students are awarded the Student Grant, 57% get the Institution Grant, and 43% of the applicants receive the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $3,713, while the same comes to $4,034 for State Grant receivers and $30,753 for Institution Grant awardees. On the other hand, the average aid received by the Pell Grant awardees is $4,524. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Those with a family income below $30,000 per annum, would get an average federal aid of $8,705 in a year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $18,531 and $39,519, respectively. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At AJU, an estimated number of 29% of the applicants choose to go for student loans.