Such schemes include Aid to Native Americans, Albert E. Wischmeyer Memorial Scholarship, Aura E. Severinghaus Award, and Carnegie Dartlet $10,000 Scholarship. It is interesting to note that, every year, around 59% of students at CUCNY receive some kind of financial aid, while the total amount of assistance/loans provided is $19,402,672. For additional information about financial assistance schemes, one can head over to CUCNY’s financial aid page at http://sfs.columbia.edu. At CUCNY, the total percentage of applicants who receive the Federal Grant stands at 18%. On the other hand, 53% of the candidates get the Student Grant, 52% receive the Institution Grant, and 18% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $7,057, and the same stands at $3,856 for State Grant awardees and $52,969 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $4,914. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Those with a family income below $30,000 per annum, would get an average federal aid of $61,055 in a year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $65,376 and $64,324, respectively. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $54,509. And, for those with a family income of more than $110,000, the amount stands at $29,060. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Columbia University in the City of New York, the percentage of candidates who opt to avail of student loans is around 10%.