Students can avail of scholarships provided by the college, such as Academic Excellence Scholarships, Academic Honors Scholarships, Aid to Native Americans, and Albert E. Wischmeyer Memorial Scholarship, if they find educational expenses to be on the higher side. Interestingly, almost all of the students at HC receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $5,800,672 in a year. At HC, the total percentage of applicants who receive the Federal Grant stands at 44%. In comparison, 100% of the students are awarded the Student Grant, 100% get the Institution Grant, and 44% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $5,507, the State Grant receivers and Institution Grant beneficiaries get $2,955 and $32,022, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,851. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Hartwick College, the percentage of candidates who opt to avail of student loans is around 68%.