Interestingly, almost all of the students at HTI receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $514,362 in a year. At HTI, the total percentage of applicants who receive the Federal Grant stands at 88%. In comparison, 100% of the students are awarded the Student Grant, 50% get the Institution Grant, and 88% of the applicants receive the Pell Grant. On the other hand, the average aid received by the Pell Grant awardees is $5,167. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Candidates are also required to repay these loans within a given period. At Healthcare Training Institute, the percentage of candidates who opt to avail of student loans is around 100%.