It is interesting to note that, every year, around 79% of students at HSBC receive some kind of financial aid, while the total amount of assistance/loans provided is $135,848. One can visit HSBC's financial aid page at http://www.hsbc.edu/admissions/financial-aid/ for more information. The total percentage of candidates applying to Hobe Sound Bible College who receive the Federal Grant is 41%. On the other hand, 79% of the candidates get the Student Grant, 38% receive the Institution Grant, and 41% get the Pell Grant. On the other hand, the average aid received by the Pell Grant awardees is $4,157. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $6,968 per year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $3,666, while those falling in the $48,001-$75,000 income category get $1,823 a year. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $1,545. And, for those with a family income of more than $110,000, the amount stands at $3,043. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At Hobe Sound Bible College, the percentage of candidates who opt to avail of student loans is around 14%.