Such schemes include Art and Helen Nickless Scholarship, Auburn Jaycees Education Scholarship, Bay City Civitan/Marcella Barber Scholarship, and Bay City Kiwanis Educational Scholarship. Interestingly, almost all of the students at KC receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $583,617 in a year. One can visit KC's financial aid page at http://www.kuyper.edu/FinancialAid/ for more information. The total percentage of candidates applying to Kuyper College who receive the Federal Grant is 75%. In comparison, 100% of the students are awarded the Student Grant, 100% get the Institution Grant, and 46% of the applicants receive the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $2,821, while the same comes to $2,184 for State Grant receivers and $7,142 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $3,857. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Those with a family income below $30,000 per annum, would get an average federal aid of $19,125 in a year. The average aid amount stands at $16,207 for an annual family income between $30,001 and $48,000. This amount comes to $12,586 for those who fall under the $48,001-$75,000 family income bracket. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $10,548. And, for those with a family income of more than $110,000, the amount stands at $11,625. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At KC, an estimated number of 88% of the applicants choose to go for student loans.