Among them are scholarship programs such as Aura Neely-Gary Memorial Scholarship Fund. It is interesting to note that, every year, around 96% of students at PRCC receive some kind of financial aid, while the total amount of assistance/loans provided is $6,865,381. More information regarding the financial assistance schemes can be accessed on PRCC’s official financial aid page at http://www.prcc.edu/finaid. The total percentage of candidates applying to Pearl River Community College who receive the Federal Grant is 65%. Meanwhile, 91% of the applicants receive the Student Grant and 68% are awarded the Institution Grant, while 65% of the students get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $5,222, and the same stands at $1,033 for State Grant awardees and $2,603 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $4,793. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. Every year, around 28% of the applicants to Pearl River Community College opt for student loans.