Interestingly, almost all of the students at SCC receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $291,246 in a year. The total percentage of candidates applying to Southwestern Christian College who receive the Federal Grant is 97%. Meanwhile, 100% of the applicants receive the Student Grant and 43% are awarded the Institution Grant, while 97% of the students get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $7,027, while the same comes to $8,667 for State Grant receivers and $3,016 for Institution Grant awardees. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $5,168. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $8,182 per year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $12,017, while those falling in the $48,001-$75,000 income category get $11,390 a year. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At SCC, an estimated number of 100% of the applicants choose to go for student loans.