Southwestern Michigan College Tuition 2021| The College Monk

$4,740

Tuition

$19,866

Cost of Attendance

$9,078

Net Price

Southwestern Michigan College Tuition and Fees

Southwestern Michigan College provides a diverse range of programs across different fields, offering quality education to students. The cost of education here is quite low compared to the tuition fees charged by different colleges. The average annual cost for students opting to pursue undergraduate programs at the college is estimated to be around $6,776, based on 2020 - 2021 official information. This amount includes the total tuition fees as well as other expenses. The housing costs $9,450, books and supplies cost $1,722, while the other expenses add up to $2,035.

Total Cost of Attendance

Student type	In-state	Out-State
Tuition & Fees	$6,255	$6,675
Book & Supplies	$1,722	$1,722
Room & Board cost	$10,100	$10,100
Other Expenses	$1,789	$1,789
Total Cost of Attendance	$19,866	$20,286

Coming to the cost of attendance, students need to understand that the tuition fee is just a single aspect of the expenses that come under the overall cost of attending the university. There are several other expenses that are involved in the cost of attending the university, which primarily includes housing, dining, textbooks, supplies, and the cost of living. The total tuition and fees for students attending Southwestern Michigan College come out to be around $6,776 per year. Apart from that, they should also pay an average amount of $1,722 toward books and supplies, $8,100 for room and boarding charges, and $2,035 toward other expenses in a year. So, the overall cost of attending SMC comes out to be about $18,634 per year, according to the most recent information available. Moreover, the tuition fees that the candidates have to pay stand at $6,554 and $6,999 for in-state and out-state students, respectively.

Average Net Price by Family Income

Net Price

$9,078

Family Income

Avg. Net Price

$0 to $30,000

$8,180

$30,001 to $48,000

$8,693

$48,001 to $75,000

$9,854

$75,001 to $110,000

$13,187

$110,000+

$14,078

The net cost of attending Southwestern Michigan College – the actual amount that students and their families are required to pay in a given year – varies depending on the candidate's annual family income. Generally, the higher the family income of the candidate, the higher is the net amount to be paid. Simply put, the family income of the candidate is a key factor in determining the net amount. At SMC, the average net price is estimated to be $8,638. For students with a family income below $30,000, the estimated net price is $6,646, while for the individuals who fall in the $30,001-$48,000 income bracket, the net cost is $8,650. Meanwhile, the net price stands at $10,567 for the $48,001-$75,000 income bracket and at $11,633 for an income between $75,001 and $110,000. This amount adds up to $14,087 for students whose annual family income is more than $110,000.

Student Loans

Example Loans

$13,916

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$144

Total interest paid

$3,414

Sum of Loan Payments

$17,330

To have a realistic understanding of how much it will cost to study at Southwestern Michigan College here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $13,916 for example. This will result in a $1,733 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $17,330 which is $3,414 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student type	In-state	Out-State
Tuition & Fees	$6,255	$6,675
Room & Board Cost	$10,100	$10,100
Total Tuition & Fees	$16,355	$16,775

At Southwestern Michigan College, the estimated tuition and fees for candidates who have enrolled in undergraduate programs are $6,776 per year. Alongside that, they will likewise need to shell out around $8,100 toward their room and boarding charges. Accordingly, the overall cost for undergraduate students at the college totals about $18,634 per year, based on the available data.

Cost Per Credit Hour

Degree	Year	Cost per Credit hour
Graduate	2018 - 2019	N/A
Undergraduate	2018 - 2019	$158

The total program cost divided by the total number of credit hours of the program – also called cost per credit hour – that the student has to pay to attend Southwestern Michigan College varies for graduate and undergraduate courses. The cost per credit hour for the graduate courses at the college sits at $52. Also, Southwestern Michigan College currently offers a number of online courses to students across 36 different majors.

Campus Housing Expenses

Housing & other expenses	On Campus	Off Campus
Room & Board	$10,100	$4,194
Other Expense	$1,789	$2,449
Book & Supplies	$1,722	$1,722

As far as the housing and related charges at SMC are concerned, these expenses vary depending on whether the candidate chooses to live on-campus or off-campus. Students have to pay $11,258 per year for on-campus housing and $9,013 a year for off-campus lodging facilities. The room and boarding charges for on-campus students come to around $9,450, while the off-campus candidates would need to pay $6,750. On the other hand, the charges toward books and supplies come to around $1,722. Meanwhile, the other expenses that one needs to plan for add up to $1,808 for on-campus students and $2,263 for off-campus students.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$10,100

Off Campus

$4,194

Housing & Other Expenses

Other Expenses

On Campus

$1,789

Off Campus

$2,449

Housing & Other Expenses

Book & Supplies

On Campus

$1,722

Off Campus

$1,722

Online Degree Programs, Tuition and Cost Per Credit Summary

Degree Type	Total Average Tuition	Average Tuition Per Credit
Associate	$10,836	$172

Southwestern Michigan College offers 4 online programs across 4 Majors.

Projected Price for a 4 year degree

The current projected cost of attending a four-year graduate course, along with the living expenses, at Southwestern Michigan College is around $93,812 as per official data. To note, the total expenses for undergraduate students stood at $8,638 for 2018-2019, $9,078 for 2017-2018, and $8,741 for 2016-2017.