Avg. Federal Grant


Avg. Federal Loan


Total Aid Awarded

Bemidji State University (BSU) Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.


Total Aid Amount Average Total Aid Awarded per year.


Financial Aid Official Website


Bemidji State University, Bemidji, Minnesota, extends all possible financial aid to its students so that any kind of financial set up does not cripple their wings of flying high. Here you will find a good number of ways to back up your funds through a variety of scholarships, grants, and loans. The university also assists the students and their families throughout the process of applying for such financial aid from the state, institution, and in a few cases private scholarships as well.

The percentage of students receiving aid at BSU is 58%, and the total aid amount rewarded is $15,887,888.

You are also considered eligible for the loans once you are done with the admission process and successfully enrolled as a candidate, which saves your effort for again going through tedious procedures, paper works for applying for these grants or scholarships. The rest of the work from checking if you meet the underlying criteria to making sure that you are a suitable candidate from receiving the financial aid, is done by the university itself.


When it comes to scholarships, the merit-based ones are available to only those students who are enrolled for on-campus programs only or who meet the academic scholarship eligibility. Therefore, off-campus and students availing the Bemidji State University online and distance programs are not eligible for the Freshman Merit-Based Scholarship Program.

The Presidential Scholarship can be received by the on-campus students up to an amount of $10,000Academic Achievement as the name suggests is also based on an excellent academic record and would amount to nearly $5,000.

The University Scholarship Program offers $2,000 to suitable candidates. If you are a continuing candidate and want to renew your scholarship, you can do so only if your GPA is a minimum of 3.25. However, in no situation will the scholarship package amount exceed that of the total cost of attendance.


Federal Pell Grants are awarded to the students who meet the Pell Grants Eligibility and Requirements, whose family income is at a lower margin and covers not more than 12 full-time semesters. Alike Pell grants, the FSEOG Grants are allowed to those candidates who are in a dire need of it. It is crucial to apply as early as possible given the limited amount of funds available. The grant is on a first come first serve basis.

The MN Dream Act allows certain financial benefits to undocumented candidates who are necessarily a graduate from MN high schools. These benefits are offered to only male students. Also, the Minnesota State Grant is available to the undergraduate students and You have to fill in the FAFSA for this.

The MN Postsecondary Child care Grant is available to both the graduate and undergraduate level students of the university. The main criteria for such a grant are that the student needs to have a dependent child under the age of 12. The TEACH Grant is offered to both undergraduate and graduate students who enroll themselves in a high-need subject area with a GPA of 3.25 and more. However, in this case, the candidate is required to join a low-income school and serve as a full-time teacher for 4 years in that particular high need subject area within 8 years of being awarded the degree. In case this requirement cannot be met, the grant turns into an unsubsidized loan.

Apart from the above, you might also be allowed to avail Athletic Grants and Veteran Benefit Grants.


The major set-off you face while taking up a student loan is the burden of interest to be borne. The average federal loans provided at BSU ranges around $5,479.

Regardless of this fact, students do opt for loans. Bemidji State University also bestows you with the option of applying for loans if you may find it necessary. 

Federal loans demand a lower interest rate than any other private source. The university advises you to look into ways you can be eligible enough for applying for federal loans instead of private loans. The federal direct subsidized and unsubsidized loan will call for a 4.53% interest rate for the under-graduation students. The interest rate for graduate students will be around 6.08%.

The students of this university are also given an opportunity to undertake a Federal Direct Parent Loan which is a need-based loan for the parents of dependent students. The repayment of this type of loan is required after 60 days of the complete disbursement. In addition, the university also provides you contacts of private lenders.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Average Aid Awarded

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Bemidji State University financial aid is one of its most important sections and highlights its vision of imparting education to deserving students irrespective of their financial backgrounds and making their educational services more affordable and desirable among the students. The total aid provided by the University is around $15,887,888. The percentage of students who actually get financial aid is nearly 58%. The average federal loan amount of $5479 is also opted by the candidates.

The Federal Grant is availed by 31% of students and turns out to be of an average amount of $4,846. On the other hand, Pell Grants also cover almost 31% of students and on average the amount is near about $4,069. An average of $2,798 is given as State Grants to about 41% of the candidates. Institutional Grants cover the highest fraction of the students which can even go up to around 55% and the average amount that you can receive is $2,593. To break a more detailed read about Bemidji State University financial aids, refer to the official link.

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000


$30,001 - $48,000


$48,001 - $75,000


$75,001 - $110,000


Over $110,000


We have further segregated the amount of financial aid received by each family income bracket to facilitate your decision making wisely and bring you out of any sort of ambiguity.

If you fall under a family income category under $30,000 then you might be sure of receiving a basic amount of $9,859 as financial aid. A family income category ranging from $30,001 - $48,000 can expect the same amount to go down to $8,739. For an income range between $48,001 to $75,000 the expected financial aid that you might expect to receive can be close enough to a figure of $6,125.

Similarly, in this manner a family income falling under the range of $75,001 - $110,000 can avail for a financial aid up to $2,456. For any family with an income range falling over and above $110,000 may get an amount of $1,345. So basically, the lower the family income bracket you fall under, the more scope you have to avail the Bemidji State University financial aids making their policy more considerate and just.

Student Loans for Bemidji State University (BSU)

Average Loan Amount Average Loan Amount received per year.


Students Taking Out Loans


Loan Default Rate


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