Such schemes include Abe and Annie Seibel Foundation Loan, Children of U.S. Military who are Missing in Action or Prisoners of War (MIA/POWs) Exemption, Dr. Joseph Graham Fellowship for College Pro-Life Leaders, and Faye and Rendell Webb Scholarship. As many as 62% of the students at NCTC get some sort of financial aid, and the total amount of assistance/loans provided is more than $10,346,715 in a year. Notably, a total of 37% of the applicants to North Central Texas College receive the Federal Grant every year. In comparison, 52% of the students are awarded the Student Grant, 21% get the Institution Grant, and 37% of the applicants receive the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,948, and the same stands at $3,159 for State Grant awardees and $2,623 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $3,548. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At North Central Texas College, the percentage of candidates who opt to avail of student loans is around 24%.