It is interesting to note that, every year, around 92% of students at ISU receive some kind of financial aid, while the total amount of assistance/loans provided is $25,413,205. The total percentage of candidates applying to Idaho State University who receive the Federal Grant is 47%. Meanwhile, 85% of the applicants receive the Student Grant and 71% are awarded the Institution Grant, while 47% of the students get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,627, and the same stands at $3,396 for State Grant awardees and $4,276 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $4,320. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At ISU, an estimated number of 48% of the applicants choose to go for student loans.